Learning for Life
Get up to $2,500 for your post-secondary education through our scholarship award, exclusively for Cambrian members. Apply by May 30, 2025.
Apply Now
Hide Notifications

Frequently
Asked Questions

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Auto Reclaim Interac e-Transfer® (Expired or Declined)

A recipient has 30 days from the send date to accept an Interac e-transfer.


If the recipient declines the e-Transfer or fails to accept the e-Transfer within 30 days, Interac will trigger the Auto Reclaim feature to automatically deposit the e-Transfer back into the sender’s account. No action is required on the sender’s part.


However, in certain situations, Interac will send an email asking the sender to cancel the e-Transfer in order for the funds to be deposited back into the sender’s account. In this case, the sender will have up to 30 days to cancel the e-Transfer. If the sender does not cancel the e-Transfer within the 30 day period, Interac will initiate a refund which will be manually processed by Cambrian Credit Union.


Any fees associated with sending the declined or expired e-Transfer will not be refunded.

interac_logo_55px.svg

® Trademark of Interac Inc. Used under license.