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Cambrian Chequing Accounts

Bank for free with a Cambrian personal chequing account tailored to your daily banking needs including in-branch, cheque, ATM, digital, online & mobile transactions.

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Unfee your banking

Save up to $234 (or more) in service fees every year with Unfee.

Unfee means we will refund your monthly account fee and qualifying transaction fees on the first day of each month, so you bank for free.

For example, with a Premium Chequing Account, we would refund your monthly account fee of $19.50, plus any other qualifying service fees, saving you a minimum of $234 each year.

To qualify for Unfee, you simply need a monthly direct deposit in your Cambrian personal chequing or savings account (all personal banking accounts qualify except US Dollar Account).

What qualifies for Unfee
Deposit Guarantee

All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

This means your money is safe with Cambrian.

Chequing Accounts

One account to do all your daily banking: online, in-branch, ATM and debit transactions, plus cheques.

Account Service Fees effective September 30, 2025

Premium Chequing Account

Best used as primary banking account.

The Premium Chequing Account is our best-value, all-in-one chequing account.

Tip: Set up a monthly direct deposit to unlock free banking with Unfee.

WITH UNFEE:

  • Monthly Fee: Free
  • Interac® Direct Debit: Free
  • Interac® e-Transfer: 10 free/month
  • Bill Payment: Free
  • Cheque & Preauthorized Debit: Free
  • Transfer & Withdrawal: Free
  • Credit Union ATM Withdrawal: Free
  • Other FI ATM Withdrawal (in Canada): 3 free/month
  • Cirrus ATM Withdrawal (outside Canada): 3 free/month
  • Overdraft Protection: Free
  • Personalized Cheque Order: 1 free/year
  • Safety Deposit Box: $10 off annual rental fee

Basic Chequing Account

$120 Value*

Get 12,000 Welcome Points* when you activate your new World Mastercard.

  • Redeem your points for $120 cash equivalent to your chequings or savings account or a statement credit or select from gift cards, events and merchandise from the rewards catalogue⁹.

Best used for mid-to-low transactions.

The Basic Chequing Account offers free transactions.

Tip: Set up a monthly direct deposit to unlock free banking with Unfee.

WITH UNFEE:

  • Monthly Fee: Free
  • Interac® Direct Debit: Free
  • Interac® e-Transfer: 3 free/month
  • Bill Payment: Free
  • Cheque & Preauthorized Debit: Free
  • Transfer & Withdrawal: Free
  • Credit Union ATM Withdrawal: Free
  • Other FI ATM Withdrawal (in Canada): 2 free/month
  • Overdraft Protection: Free

Standard Chequing Account

Best used for minimal transactions.

$50 Value*

Get 5,000 Welcome Points* when you activate your new Centra Gold Mastercard.

  • Redeem your points for $50 cash equivalent to your chequings or savings account or a statement credit or select from gift cards, events and merchandise from the rewards catalogue⁹. Terms & Conditions apply.

The Standard Chequing Account is our no monthly fee, pay-per-transaction account.

Tip: Set up a monthly direct deposit to unlock free banking with Unfee.

WITH UNFEE:

  • Monthly Fee: Free
  • Interac® Direct Debit: Free
  • Bill Payment: Free
  • Cheque & Preauthorized Debit: Free
  • Transfer & Withdrawal: Free
  • Credit Union ATM Withdrawal: Free
  • Overdraft Protection: Free