Our Rates

At Cambrian, our goal is to provide you with the best rate possible. 
That is why our mortgage and GIC rates are among the best in our market. 

Chequing
Chequing
Balance Rate Method of Calculation
$0 - $2,999 0.05% On entire balance
$3,000 - $4,999 0.10% On entire balance
$5,000 and over 0.15% On entire balance
Savings
Premium Savings/TFSA
Balance Rate Effective
On Entire Balance 0.65% September 1, 2021
Platinum Investment Savings
Balance Rate Method of Calculation
$0 - $4,999 0.05% On entire balance
$5,000 - $9,999 0.10% On entire balance
$10,000 - $24,999 0.15% On entire balance
$25,000 - $49,999 0.20% On entire balance
$50,000 - $99,999 0.25% On this portion
$100,000 - $249,999 0.45% On this portion
$250,000 and over 0.65% On this portion
Business Premium Savings
Balance Rate Effective
On Entire Balance 0.35% September 1, 2021
RRSP & RRIF Variable Rate Deposits
Balance Rate Effective
On Entire Balance 0.65% September 1, 2021
Investments
GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
1 Year 1.40% December 1, 2021
2 Year 1.50% December 1, 2021
3 Year 1.85% December 1, 2021
4 Year 2.00% December 1, 2021
5 Year 2.20% January 10, 2022
3 Year Rate Climber GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
Year 1 1.45% December 1, 2021
Year 2 1.65% December 1, 2021
Year 3 1.85% December 1, 2021
5 Year Rate Climber GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
Year 1 1.75% January 10, 2022
Year 2 2.00% January 10, 2022
Year 3 2.05% January 10, 2022
Year 4 2.10% January 10, 2022
Year 5 2.15% January 10, 2022
Residential Mortgages
Mortgage
Mortgage Term Rate Effective
Variable Open Mortgage 2.45% March 30, 2020
6 Month Closed 3.00% September 29, 2021
12 Month Closed 2.30% January 10, 2022
24 Month Closed 2.45% January 10, 2022
36 Month Closed 2.50% January 10, 2022
48 Month Closed 2.60% January 10, 2022
60 Month Closed 2.75% January 10, 2022
Prime Rate
Prime Rate
Rate Effective
On Entire Balance 2.45% March 30, 2020
Exchange Rates
US Currency Exchange Rate (Sell)
Rate Effective
On Entire Balance 1.2327% January 17, 2022
US Currency Exchange Rate (Purchase)
Rate Effective
On Entire Balance 1.2727% January 17, 2022

* All rates and conditions subject to change without notice. 

Ready for a Mortgage?

OR
computercambrianlogogreen115x115 
OR

Quick 15-Minute Application

Apply Online
OR
Icon image of a business man 
OR

Meet with an Advisor

Book Online
OR
calculator 

Mortgage Calculators

Calculate
Percentage Symbol Icon 

Mortgage Rates

View Rates