Our Rates


At Cambrian, our goal is to give you the best rates possible, whether you're looking for a low mortgage or loan rate, or a high savings or investment rate.

Our Best Pricing Policy ensures that the posted mortgage rates are the rates you get - no hassle or haggling required. Everyone gets the same great rates, every day.

When you get pre-approved for a mortgage or start the process to transfer your mortgage to Cambrian, we will lock-in your rate for 120 days. Contact us today for more details.
Chequing
Chequing
Balance Rate Method of Calculation
$0 - $2,999 0.05% On entire balance
$3,000 - $4,999 0.10% On entire balance
$5,000 and over 0.15% On entire balance
Savings
Premium Savings/TFSA
Balance Rate Effective
On Entire Balance 0.75% June 1, 2020
Platinum Investment Savings
Balance Rate Method of Calculation
$0 - $4,999 0.05% On entire balance
$5,000 - $9,999 0.10% On entire balance
$10,000 - $24,999 0.15% On entire balance
$25,000 - $49,999 0.20% On entire balance
$50,000 - $99,999 0.25% On this portion
$100,000 - $249,999 0.50% On this portion
$250,000 and over 0.75% On this portion
Business Premium Savings
Balance Rate Effective
On Entire Balance 0.45% March 30, 2020
RRSP & RRIF Variable Rate Deposits
Balance Rate Effective
On Entire Balance 0.75% June 1, 2020
Investments
GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
1 Year 1.45% October 13, 2020
2 Year 1.50% October 13, 2020
3 Year 1.50% October 13, 2020
4 Year 1.60% October 13, 2020
5 Year 1.80% October 13, 2020
3 Year Rate Climber GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
Year 1 1.20% October 13, 2020
Year 2 1.30% October 13, 2020
Year 3 1.45% October 13, 2020
5 Year Rate Climber GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
Year 1 1.45% October 13, 2020
Year 2 1.55% October 13, 2020
Year 3 1.65% October 13, 2020
Year 4 1.70% October 13, 2020
Year 5 1.80% October 13, 2020
Residential Mortgages
Mortgage
Mortgage Term Rate Effective
Variable Open Mortgage 2.45% March 30, 2020
6 Month Closed 3.24% November 14, 2018
12 Month Closed 2.14% September 10, 2020
24 Month Closed 2.25% September 10, 2020
36 Month Closed 1.95% October 26, 2020
48 Month Closed 2.35% September 10, 2020
60 Month Closed 2.14% September 10, 2020
Prime Rate
Prime Rate
Rate Effective
On Entire Balance 2.45% March 30, 2020
Exchange Rates
US Currency Exchange Rate (Sell)
Rate Effective
On Entire Balance 1.3174% October 29, 2020
US Currency Exchange Rate (Purchase)
Rate Effective
On Entire Balance 1.3574% October 29, 2020

* All rates and conditions subject to change without notice. 

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