Our Rates


At Cambrian, our goal is to give you the best rates possible, whether you're looking for a low mortgage or loan rate, or a high savings or investment rate.

Our Best Pricing Policy ensures that the posted mortgage rates are the rates you get - no hassle or haggling required. Everyone gets the same great rates, every day.

When you get pre-approved for a mortgage or start the process to transfer your mortgage to Cambrian, we will lock-in your rate for 120 days. Contact us today for more details.
Chequing
Chequing
Balance Rate Method of Calculation
$0 - $2,999 0.05% On entire balance
$3,000 - $4,999 0.10% On entire balance
$5,000 and over 0.15% On entire balance
Savings
Premium Savings/TFSA
Balance Rate Effective
On Entire Balance 1.50% July 2, 2019
Platinum Investment Savings
Balance Rate Method of Calculation
$0 - $4,999 0.05% On entire balance
$5,000 - $9,999 0.10% On entire balance
$10,000 - $24,999 0.15% On entire balance
$25,000 - $49,999 0.20% On entire balance
$50,000 - $99,999 0.25% On this portion
$100,000 - $249,999 0.50% On this portion
$250,000 and over 0.75% On this portion
Business Premium Savings
Balance Rate Effective
On Entire Balance 1.05% July 2, 2019
RRSP & RRIF Variable Rate Deposits
Balance Rate Effective
On Entire Balance 1.50% July 2, 2019
Investments
GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
1 Year 2.35% October 25, 2019
2 Year 2.40% October 25, 2019
3 Year 2.45% October 25, 2019
4 Year 2.45% October 25, 2019
5 Year 2.55% October 25, 2019
3 Year Rate Climber GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
Year 1 2.20% October 25, 2019
Year 2 2.35% June 26, 2019
Year 3 2.40% August 22, 2019
5 Year Rate Climber GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
Year 1 2.20% October 25, 2019
Year 2 2.25% October 25, 2019
Year 3 2.40% October 25, 2019
Year 4 2.55% October 25, 2019
Year 5 2.60% October 25, 2019
Residential Mortgages
Mortgage
Mortgage Term Rate Effective
Variable Open Mortgage 3.95% October 25, 2018
6 Month Closed 3.24% November 14, 2018
12 Month Closed 3.25% June 11, 2019
24 Month Closed 2.89% October 25, 2019
36 Month Closed 2.89% October 25, 2019
48 Month Closed 2.89% October 25, 2019
60 Month Closed 2.99% October 25, 2019
Prime Rate
Prime Rate
Rate Effective
On Entire Balance 3.95% October 25, 2018
Exchange Rates
US Currency Exchange Rate (Sell)
Rate Effective
On Entire Balance 1.3072% November 21, 2019
US Currency Exchange Rate (Purchase)
Rate Effective
On Entire Balance 1.3472% November 21, 2019

* All rates and conditions subject to change without notice. 

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