Our Rates


At Cambrian, our goal is to give you the best rates possible, whether you're looking for a low mortgage or loan rate, or a high savings or investment rate.

Our Best Pricing Policy ensures that the posted rates are the rates you get - no hassle or haggling required. Everyone gets the same great rates, every day.
Chequing
Chequing
Balance Rate Method of Calculation
$0 - $2,999 0.05% On entire balance
$3,000 - $4,999 0.10% On entire balance
$5,000 and over 0.15% On entire balance
Savings
Premium Savings/TFSA
Balance Rate Effective
On Entire Balance 1.35% February 1, 2018
Platinum Investment Savings
Balance Rate Method of Calculation
$0 - $4,999 0.05% On entire balance
$5,000 - $9,999 0.10% On entire balance
$10,000 - $24,999 0.15% On entire balance
$25,000 - $49,999 0.20% On entire balance
$50,000 - $99,999 0.25% On this portion
$100,000 - $249,999 0.50% On this portion
$250,000 and over 0.75% On this portion
Business Premium Savings
Balance Rate Effective
On Entire Balance 0.90% February 1, 2018
RRSP & RRIF Variable Rate Deposits
Balance Rate Effective
On Entire Balance 1.35% February 1, 2018
Investments
GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
1 Year 2.30% January 15, 2018
2 Year 2.50% January 15, 2018
3 Year 2.65% January 15, 2018
4 Year 2.80% January 15, 2018
5 Year 3.00% January 15, 2018
3 Year Rate Climber GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
Year 1 2.05% January 15, 2018
Year 2 2.40% January 15, 2018
Year 3 3.25% January 15, 2018
5 Year Rate Climber GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
Year 1 2.05% January 15, 2018
Year 2 2.35% January 15, 2018
Year 3 2.65% January 15, 2018
Year 4 3.15% January 15, 2018
Year 5 4.00% January 15, 2018
Residential Mortgages
Mortgage
Mortgage Term Rate Effective
Variable Open Mortgage 3.45% January 18, 2018
6 Month Closed 2.99% January 15, 2018
12 Month Closed 3.09% January 15, 2018
24 Month Closed 3.19% January 15, 2018
36 Month Closed 3.29% January 15, 2018
48 Month Closed 3.39% January 15, 2018
60 Month Closed 3.49% January 15, 2018
Prime Rate
Prime Rate
Rate Effective
On Entire Balance 3.45% January 18, 2018
Exchange Rates
US Currency Exchange Rate (Sell)
Rate Effective
On Entire Balance 1.2361% April 18, 2018
US Currency Exchange Rate (Purchase)
Rate Effective
On Entire Balance 1.2761% April 18, 2018

* All rates and conditions subject to change without notice.