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Finance your life goals or unexpected expenses with a personal loan.
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Finance your life goals or unexpected expenses with a personal loan.
The interest rate on a personal loan or line of credit is typically lower than the interest rate on a credit card, saving you money. Here’s an example:
Meera finances her large purchase with her credit card
Meera finances her large purchase with a personal loan
Credit Card Interest Rate
Loan Interest Rate
Credit Card Payments
Loan Payments
Meera will pay off her debt in
Meera will pay off her debt in
A personal loan helps you pay for life’s bigger expenses – whether you are looking to buy a car, go on a vacation, consolidate debt, home improvements or whatever you need. At Cambrian, we keep our lending rates among the lowest in our local market to save you money.
A personal loan has a set repayment schedule, making it easier to manage your finances and make your payments on time. Making your payments on time will strengthen your credit score.
Moving your daily banking account to Cambrian will save you money every year with Unfee.
Bank for free by setting up a monthly direct deposit in your Cambrian chequing or savings account and we’ll refund your service fees every month. With our Premium Account, you will save $234 every year. No minimum balance required.
Payment Protection is optional and covers your loan payments in the event you become sick or injured, or pays off your full insured loan balance if you pass away.
*Payment Protection is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details.
We know your time is precious, so we strive to make your experience quick and seamless.
Use our PayOff Debt Calculator to estimate how much you could save in interest by wrapping all your debt into one monthly loan payment.
In some cases, you will need to provide collateral to secure your loan. This depends on inpidual circumstances like income, assets, existing debt and credit score.
Collateral is an asset of value – generally a vehicle or your home, which provides security to the loan. Providing collateral can lower your interest rate, and help you get approved for a loan if your credit score does not qualify you for an unsecured loan.
A higher credit score means your credit history is good, therefore financial institutions will have more confidence in your ability to pay back your loan on time.
Visit www.consumer.equifax.ca to get a copy of your credit score for free.
It takes less than 15 minutes to apply online.
You can also book a meeting online to meet with an advisor via
