Voting Open Now!
As a Cambrian member, your voice matters. Vote in our Election of Directors from March 10-28.
Cast your vote!

3.94% Best of Both Worlds Mortgage
Introducing our new & exclusive two-year mortgage that puts you in control!
Learn More

Notice of AGM
Join us at our Annual General Meeting on April 15th.
Pre-register today!
Hide Notifications

Our Rates

Save with our low mortgage rates and earn higher returns with our competitive savings and GIC rates.

Get notified

As a Cambrian member you
can subscribe to be notified
when our rates have been updated!

Subscribe
Subscribe
All RatesMortgage RatesGIC RatesAccount RatesExchange RatesPrime Rates

Mortgage Rates

Mortgage rates apply to residential homes, cottages and qualifying residential rental properties.

*All rates and conditions subject to change without notice.

set link
Get Preapproved
‍
Get Preapproved
‍
Right arrowRight arrow
Set Link
Book a meeting
Book a meeting
Right arrowRight arrow
Book an Appointment
Book an Appointment
Right arrowRight arrow
Talk to a Live Person
Talk to a Live Person
Right arrowRight arrow
Talk to an Expert
Talk to an Expert
Right arrowRight arrow
Get Expert Advice
Get Expert Advice
Right arrowRight arrow
Request a Call Back
Request a Call Back
Right arrowRight arrow
Residential Mortgages

Special Offer

Mortgage term
Interest rate
2 Year Fixed Special Offer - Best of Both Worlds*
3.94%
3 Year Fixed Special Offer
4.1
%
4 Year Fixed Special Offer
3.99
%
5 Year Fixed Special Offer
3.99
%
Calculate my payment
Special Offer Mortgage Rates cannot be combined with any other mortgage offer.

Special Offer Mortgage Rates apply to new, refinanced or renewed mortgages for primary residences and cottages; excludes rental and commercial properties. All new mortgages (purchased or transferred-in) must be at least $200,000 and are subject to credit approval. Rates subject to change without notice.

This offer is subject to change or cancellation without notice at the sole discretion of Cambrian Credit Union.

*Terms and Conditions apply

Variable Rates

Mortgage term
Interest rate
5 Year Variable Closed Mortgage
The 5 Year Variable Closed Mortgage has a variable interest rate, meaning the rate can fluctuate up or down with changes in economic/market conditions. Your payment amount may change depending on the changes in interest rates.
Calculate my payment
Effective
Mar 13, 2025
4.10
%
Variable Open Mortgage
The Variable Open mortgage rate is variable, meaning that it can fluctuate up or down with changes in economic conditions/market environment. Your payment amount may change depending on the changes in interest rates.
Calculate my payment
Effective
Mar 13, 2025
4.95
%
Calculate my payment

Fixed Rates

Lock in this rate for up to 4 months
Mortgage term
Interest rate
6 Month
Calculate my payment
Effective
Dec 20, 2024
6.50
%
1 year
Calculate my payment
Effective
Jan 6, 2025
5.00
%
2 year
Calculate my payment
Effective
Jan 6, 2025
4.70
%
3 year
Calculate my payment
Effective
Dec 20, 2024
4.30
%
4 year
Calculate my payment
Effective
Dec 20, 2024
4.19
%
5 year
Calculate my payment
Effective
Dec 20, 2024
4.19
%
Calculate my interest

Mortgage Comparison Calculator

Lock in our mortgage rate with Cambrian’s Best Rate Guarantee.

On the date you apply for a Cambrian mortgage, we automatically lock in our current fixed mortgage rates for you, for up to 4 months. If mortgage rates go up while you are house hunting, you are safe because your rate is locked in.

set link
Read more about our Best Rate Guarantee
Read more about our Best Rate Guarantee
Right arrowRight arrow

Buying a home or considering switching your mortgage?

Monthly Market Insights
Right arrow
Siloam Mission: Housing for Those in Need
Right arrow
Vote Now in Cambrian’s Election of Directors
Right arrow

Ready to apply for a Cambrian mortgage?

It takes less than 15 minutes to apply online.

You can also book a meeting online to meet with an advisor via

  • VIDEO
  • PHONE
  • IN PERSON
set link
More ways to get in touch
More ways to get in touch
Right arrowRight arrow
Set Link
Book a meeting
Right arrow
Set Link
Apply for a mortgage
Right arrow
A Lake house with large glass windows
Set Link
Book
a meeting
Right arrow
Set Link
Apply for a mortgage
Right arrow
A Lake house with large glass windows
Set Link
Apply for a loan
Right arrow
set link
More ways to get in touch
More ways to get in touch
Right arrowRight arrow
2022 Cambrian Credit Union.
All Rights Reserved.
SitemapLegalMember ProtectionPrivacy PracticesAccessibility
Personal Banking
AccountsCredit CardsMortgagesPersonal LoansPayOff LoanLine of CreditInvesting
Business Banking
Business AccountsBusiness Credit CardsCommercial MortgagesBusiness LoanBusiness Line of CreditPayment SolutionsContact Business Team
How to
FAQVideo BankingOnline BankingMobile BankingDigital Branch
About Us
MissionAnnual ReportsGovernanceCareersMember FocusedLearning for LifeNeighbourhoodsDonationsLearnContact us
SitemapLegalMember ProtectionPrivacy PracticesAccessibility