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3.99% Special Offer Mortgage Rate
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Our Rates

Save with our low mortgage rates and earn higher returns with our competitive savings and GIC rates.

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Mortgage Rates

Mortgage rates apply to residential homes, cottages and qualifying residential rental properties.

*All rates and conditions subject to change without notice.

Residential Mortgages

Special Offer

Mortgage term
Interest rate
3 Year Fixed Special Offer
4.1
%
5 Year Fixed Special Offer
3.99
%
4 Year Fixed Special Offer
3.99
%
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Variable Rates

Mortgage term
Interest rate
5 Year Variable Closed Mortgage
The 5 Year Variable Closed Mortgage has a variable interest rate, meaning the rate can fluctuate up or down with changes in economic/market conditions. Your payment amount may change depending on the changes in interest rates.
Effective
Jan 30, 2025
4.35
%
Variable Open Mortgage
The Variable Open mortgage rate is variable, meaning that it can fluctuate up or down with changes in economic conditions/market environment. Your payment amount may change depending on the changes in interest rates.
Effective
Jan 30, 2025
5.20
%
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Mortgage term
Interest rate
6 Month
Effective
Dec 20, 2024
6.50
%
1 year
Effective
Jan 6, 2025
5.00
%
2 year
Effective
Jan 6, 2025
4.70
%
3 year
Effective
Dec 20, 2024
4.30
%
4 year
Effective
Dec 20, 2024
4.19
%
5 year
Effective
Dec 20, 2024
4.19
%
Calculate my interest

Mortgage Comparison Calculator

Lock in our mortgage rate with Cambrian’s Best Rate Guarantee.

On the date you apply for a Cambrian mortgage, we automatically lock in our current fixed mortgage rates for you, for up to 4 months. If mortgage rates go up while you are house hunting, you are safe because your rate is locked in.

Buying a home or considering switching your mortgage?