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Golden Account

Are you 59 or older?

Reap all the benefits of our Golden Account, specially designed for your banking needs and to save you money.

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Unfee your banking

With a Golden Account, you automatically get free banking transactions including bill payments, Direct Debits, Credit Union ATM withdrawals and more.

Plus, you can unlock even more free banking transactions with our Unfee.  All you need to qualify for Unfee is a monthly direct deposit in your Golden account, like your pension or government benefits. With Unfee, qualifying service fees are refunded in your account on the first day of the following month.  These include cheques, preauthorized debits and more.

What qualifies for Unfee
Deposit Guarantee

All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

This means your money is safe with Cambrian.

Golden Account Fees

How to qualify for Unfee - free banking
Included / Free (or refunded monthly with Unfee)
Account Service Fees effective September 1, 2024
Golden Chequing Account
Monthly Fee:
FREE
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
Member to member transfer
Interac® e-Transfer
10 free/month
ATM/Debit Transactions
Preauthorized debit
Interac® Direct Debit
Credit Union ATM Withdrawal (in Canada)
ATM Withdrawal at other FIs (in Canada)
3 free/month
Cirrus ATM Withdrawal (outside Canada)
3 free/month
In-Branch Transactions
In-branch withdrawal
In-branch bill payment
Cheques
Cheque
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
1 free order/year
Cheque image
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
Safety Deposit Box
$10 discount on annual fee
Golden Chequing Account
Monthly Fee:
FREE
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
Member to member transfer
$1.00 each
Interac® e-Transfer
10 free/month
ATM/Debit Transactions
Preauthorized debit
$0.85 each
Interac® Direct Debit
$0.85 each
Credit Union ATM Withdrawal (in Canada)
$0.85 each
ATM Withdrawal at other FIs (in Canada)
3 free/month
Cirrus ATM Withdrawal (outside Canada)
3 free/month
In-Branch Transactions
In-branch withdrawal
$0.85 each
In-branch bill payment
Cheques
Cheque
$0.85 each
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
1 free order/year
Cheque image
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
Safety Deposit Box
$10 discount on annual fee