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What’s different about us

Our members are our owners and the reason for everything that we do.

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4.8
Rating Stars
Rating from 4300+ post-meeting reviews

We are not a bank.

We often get the question, “What’s the difference between a credit union and a bank?”

As a credit union, we offer a full suite of financial products and services, in person and digitally, like a bank does. But here’s how we are different than a bank.

Owned by you.

When you join Cambrian Credit Union you get a membership (that holds your accounts) and one member share. So you are our member and our owner. Together our members own the credit union and vote on important decisions at our Annual General Meeting.

Banks have shareholders that own the bank and clients that use their financial products and services. That means they have to keep their shareholders happy by making increasing profits, which may or may not be in the best interests of their clients.

As a credit union, Cambrian's focus is to provide great products, service and rates to our members. Everything we do is for our members.

“My advisor is amazing. She always looks to offer options that best suits her clients' needs without taking advantage of it. She also seeks to make her customers more knowledgeable by explaining financial concepts that are not that common. She presents all the perspectives for her customers to make the best decision on their own with no pressure.”

Karime's
experienceworking with a Cambrian advisor
5.0
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You get great rates.

We compete head-on with the banks, offering great rates for mortgages, loans and investments.

Members save thousands of dollars in interest with our PayOff Loan and our low mortgage rates, while others earn higher returns with our competitive GIC rates.

You bank for free.

Cambrian Credit Union is home to free banking with Unfee.

When you open an account with us, all you have to do is set up a monthly direct deposit, like payroll or pension, no matter the amount, and you bank for free. It’s that simple.

You can talk to us.

We are committed to providing you personalized advice and service.
Imagine calling your bank and having a human answer within a minute. That’s what happens every day at Cambrian. You can reach us in so many other ways:

After our appointment we were on our way with new accounts and debit cards, and smiles on our faces.

“My wife and I have been Credit Union members since 1973. Since then we have used many of the services provided. Personal loans, bridge loans, savings and chequeing accounts. GIC’s and Savings bonds. Until I retired, my company had a commercial account with Cambrian Credit Union. Our children, now in their forties, have used Cambrian Credit Union for their banking. The service and advice we have been given has always been friendly and professional.”

David

experience with Cambrian

five stars

“My Cambrian advisor ensured we got a peace of mind in purchasing our first home and for myself to payoff loan, he was very thorough and professional. They will go out of their way to give you the best advice and support you throughout the process. I did recommend Cambrian to friends and family who are happy about the service as well. Thank you team!”

Anika

experience with Cambrian

five stars

“Megan is an extremely friendly individual who answered all my questions. Her professionalism and knowledge are first rate. I felt comfortable and know that my finances are in excellent hands. I am excited to continue my financial relationship with Cambrian Credit Union. I have the upmost confidence in Megan and Cambrian”

Robin

experience working with a Cambrian Financial Advisor

five stars
5

“My wife and I visited Cambrian to open new accounts, in preparation for moving-over all our accounts and investments from another institution. We were able to arrange an appointment with a financial officer on the same day as our initial phone call.

Within a few minutes we were consulting with the financial officer, who answered all our questions (we had many) and carefully walked us through the paperwork.

After our appointment we were on our way with new accounts and debit cards, and smiles on our faces. I look forward to dealing with Cambrian with our investments when the time comes to move them over.”

Marshall

experience opening a new Cambrian account

five stars
5
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We are local.

Banks service markets all across Canada and have corporate offices in Toronto, Montreal or Vancouver. Cambrian focuses all our attention on one market - right here. Cambrian’s corporate office is in Winnipeg and we have over 300 local employees.

We know the Winnipeg and Selkirk markets inside-out; because it’s where we live and work too. Plus, we give back hundreds of thousands of dollars each year because we care about our community’s well-being.

When you join Cambrian Credit Union, you support local, in Winnipeg, Selkirk and Manitoba.

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68,016 members
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Over 300 local employees
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$340,000 in Sponsorships & Donations in 2023