Basic
Chequing Account

The Basic Chequing Account offers free transactions.

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Unfee your banking

Unfee means we will refund your monthly account fee and qualifying transaction fees on the first day of the following month, so you bank for free.

For example, with a Basic Chequing Account, we would refund your monthly account fee of $9.50, plus any other qualifying service fees, saving you a minimum of $114 each year.

To qualify for Unfee, you simply need a monthly direct deposit in your Cambrian personal chequing or savings account (all personal banking accounts qualify except US Dollar Account).

What qualifies for Unfee
Deposit Guarantee

All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

This means your money is safe with Cambrian.

Basic Chequing Fees

How to qualify for Unfee - free banking
Included / Free (or refunded monthly with Unfee)
Account Service Fees effective September 1, 2024
Basic Chequing Account
Monthly Fee:
FREE
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
Member to member transfer
Interac® e-Transfer
3 free/month
ATM/Debit Transactions
Preauthorized debit
Interac® Direct Debit
Credit Union ATM Withdrawal (in Canada)
ATM Withdrawal at other FIs (in Canada)
2 free/month
Cirrus ATM Withdrawal (outside Canada)
$3.50 each (1)
In-Branch Transactions
In-branch withdrawal
In-branch bill payment
Cheques
Cheque
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
Varies
Cheque image
$3.00/month
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
Safety Deposit Box
Varies by size

(1) Plus foreign exchange

Basic Chequing Account
Monthly Fee:
$9.50
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
6 free/month
Member to member transfer
3 free/month
Interac® e-Transfer
3 free/month
ATM/Debit Transactions
Preauthorized debit
2 free/month (1)
Interac® Direct Debit
30 free/month (2)
Credit Union ATM Withdrawal (in Canada)
30 free/month (2)
ATM Withdrawal at other FIs (in Canada)
2 free/month
Cirrus ATM Withdrawal (outside Canada)
$3.50 each (3)
In-Branch Transactions
In-branch withdrawal
2 free/month (1)
In-branch bill payment
$2.00 each
Cheques
Cheque
2 free/month (1)
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
Varies
Cheque image
$3.00/month
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
$3.00/month
Safety Deposit Box
Varies by size

(1) Combined total of first 2 free/month (preauthorized debit, in-branch withdrawal and cheque)

(2) Combined total of first 30 free/month (Interac® Direct Debit and Credit Union ATM withdrawal)

(3) Plus foreign exchange

Cambrian offers the following banking accounts: