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Type of Mortgage


Cambrian supports the growth of our Winnipeg and Selkirk communities by providing affordable mortgages, flexible terms and genuine advice, in the true spirit of these great communities where we live and work.

Scroll below to find value-packed mortgage offers, tips and tricks to buying a home in Winnipeg/Selkirk and an insider view of neighborhoods in our community that you may want to call home.

Mortgage Offers   

Cambrian Variable closed mortgage logo link

1.55 Percent Rate

Save money with our lowest variable rate!

Plus, you can switch to a fixed rate mortgage at any time in the future. The choice is yours.

It only takes 15 minutes

See full details

Logo Showing Cambrian 2 year fixed mortgage rate - 1.95%

1.95 Percent Rate

Get peace of mind with our low fixed rate!

Get pre-approved and we’ll hold this rate for 120 days, giving you time to find your home or transfer your mortgage.

It only takes 15 minutes

See full details

Cambrian Variable Open Mortgage Logo 2.45%

Image showing Cambrian's Variable Open Mortgage rate - 2.45%

The flexibility you want with a low variable rate!

Our Variable Open mortgage let’s you make changes to your mortgage anytime, without penalty.

It only takes 15 minutes

See full details


What you get with a Cambrian Mortgage


  • Low Mortgage Rate

    At Cambrian, we design all our mortgages specifically for our members in Winnipeg and Selkirk. Which is why we keep our mortgage rates among the lowest in the market. Our focus is on saving you time and money.

  • Rate Guarantee

    The housing market in Winnipeg and Selkirk is hot and houses can sell very quickly. That’s why we will hold our fixed mortgage rate for 120 days after you are pre-approved, so you can focus on finding your home, knowing your rate is locked in.

  • Quick Approval

    Because we are based in Winnipeg and Selkirk, our team can get your mortgage approved as quickly as you need it. And with our quick 15-minute web application, you can get started right away. 

  • Pay Off Your Mortgage Faster
    We love helping you save money. Which is why you can choose to pay up to an additional 20% of your original mortgage balance every year, without penalty. Make one lump sum payment or make additional payments throughout the year.
  • Local Expertise
    Our advisors live in and intimately know the Winnipeg and Selkirk markets. They are experts on mortgages in the community you’re looking to purchase in.
  • Advice and Care
    Our advisors love helping people just like you become homeowners. Rest assured that they will guide you each step of the way through the financing of your home.

Tips & Tricks for Buying a Home in Winnipeg and Selkirk

Should I choose a fixed or variable mortgage? 
Should I choose a fixed or variable rate mortgage?

Take a deeper look into fixed and variable rate mortgages so you can decide what works best for you.

Learn More
Image of Winnipeg Skyline 
10 Simple Steps to Buying your Home in Winnipeg

Winnipeg is a great place to live. But buying a home can be complicated. Understand the costs of buying a home, what your priorities should be when searching, and why getting a home inspection is so important.

Learn More
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Guide to Buying a Home in Selkirk: A Step-by-Step Guide

Thinking about buying a home in Selkirk? We know buying a home can be overwhelming. Learn about getting pre-approved, why you should use a Selkirk-based realtor and what to look out for while on the hunt for your home.

Learn More

Explore Winnipeg & Selkirk Neighbourhoods

For more than 60 years Cambrian Credit Union has called Winnipeg and Selkirk home. After countless conversations with members and staff about their homes, we wanted to help you choose your ideal neighbourhood by outlining what it feels like to live in the communities we serve. Looking for beautiful green space, a short commute to downtown or a specific culinary scene? Explore the tree-lined streets of the neighbourhoods where we live and work by clicking the image below.

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Fort Garry

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River Heights

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Seven Oaks

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South West

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St. Boniface

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St. James

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St. Vital

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West End

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Answers to your Mortgage Questions



Ready for a Mortgage?

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Quick 15-Minute Application

Apply Online

Meet with an Advisor

Book Online