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Holiday Hours 2024
Cambrian Credit Union will close at 3:00 PM on Tuesday, December 24. We will be closed on December 25 & 26. Happy holidays!
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Call for Nominations
The Call for Nominations for the 2025 Board of Directors' Election is now open! We will be accepting nominations until January 3.
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GIC Compound Interest
Calculator
GIC Amount
Enter the total amount you want to invest in a GIC. GICs do not allow regularly scheduled contributions.
GIC Duration
The term length of the GIC (ex. 1 year). GICs are not redeemable prior to maturity.
Annual Interest Rate
GIC interest rates are quoted per annum and are guaranteed for the duration of the term.
Total Interest
$--.--
Starting Balance
$--.--
Ending Balance
$--.--
Year
Annual Interest
Compounded
Total Interest
GIC Balance
Start
$10,000.00
1
$475.00
$475.00
$10,475.00

Total Interest Over Loan Term

$10000

Thank you! Your submission has been received!
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Mortgage Comparison Calculator
Mortgage Option 1
Mortgage Amount
Mortgage Term & Type
Mortgage Term: Length of the mortgage term (ex. 1 year). At end of the term, the mortgage needs to be renewed.

Mortgage Type: Fixed - Interest rate is fixed for the mortgage term. Variable Closed - Interest rate is variable and may fluctuate during the mortgage term.
Interest Rate
Interest rate is assumed to remain constant throughout the mortgage term and amortization period.
Amortization Period
The length of time to pay off the mortgage in full.
Payment Frequency
Monthly: One loan payment each month.
Semi-Monthly: Two loan payments each month.
Bi-Weekly: One loan payment every two weeks.
Weekly: One loan payment every week.
Add additional payments
Payment Amount
Enter the amount you will pay on your mortgage, at the frequency indicated below, in addition to your regularly scheduled mortgage payments.
Payment Frequency
Monthly: One additional mortgage payment each month.
Annually: One additional mortgage payment each year.
Per Payment: One additional mortgage payment with each regularly scheduled mortgage payment.
Mortgage Option 2
Mortgage Amount
Mortgage Term & Type
Mortgage Term: Length of the mortgage term (ex. 1 year). At end of the term, the mortgage needs to be renewed.

Mortgage Type: Fixed - Interest rate is fixed for the mortgage term. Variable Closed - Interest rate is variable and may fluctuate during the mortgage term.
Interest Rate
Interest rate is assumed to remain constant throughout the mortgage term and amortization period.
Amortization Period
The length of time to pay off the mortgage in full.
Payment Frequency
Monthly: One loan payment each month.
Semi-Monthly: Two loan payments each month.
Bi-Weekly: One loan payment every two weeks.
Weekly: One loan payment every week.
Add additional payments
Payment Amount
Enter the amount you will pay on your mortgage, at the frequency indicated below, in addition to your regularly scheduled mortgage payments.
Payment Frequency
Monthly: One additional mortgage payment each month.
Annually: One additional mortgage payment each year.
Per Payment: One additional mortgage payment with each regularly scheduled mortgage payment.
Your Monthly Payment
$108.88
Balance Start of Term
$300,000.00
Balance End of Term
$263,606.72
Interest Rate: 1.00%
Mortgage Term: 5 Years
Total payments
over mortgage term
Tooltip text
$100,126.20
Interest paid
over mortgage term
Tooltip text
$100,126.20
Principal paid
over mortgage term
Tooltip text
$100,126.20
Your Monthly Payment
$108.88
Balance Start of Term
$300,000.00
Balance End of Term
$263,606.72
Interest Rate: 1.00%
Mortgage Term: 5 Years
Total payments
over mortgage term
Tooltip text
$100,126.20
Interest paid
over mortgage term
Tooltip text
$100,126.20
Principal paid
over mortgage term
Tooltip text
$100,126.20
Mortgage Option 1
Your Monthly Payment
$108.88
Balance Start of Term
$300,000.00
Balance End of Term
$263,606.72
Interest Rate: 1.00%
Mortgage Term: 5 Years
Total payments over mortgage term
$100,126.20
Interest paid over mortgage term
$100,126.20
Principal paid over mortgage term
$100,126.20
Mortgage Option 2
Your Monthly Payment
$108.88
Balance Start of Term
$300,000.00
Balance End of Term
$263,606.72
Interest Rate: 1.00%
Mortgage Term: 5 Years
Total payments over mortgage term
$100,126.20
Interest paid over mortgage term
$100,126.20
Principal paid over mortgage term
$100,126.20
Mortgage Option 1
Year
Principal
+
Interest
=
Payment
Outstanding Balance
Start
$5,500.00
1
$447.87
$32.33
$102.46
$4,160.95
Mortgage Option 2
Year
Principal
+
Interest
=
Payment
Outstanding Balance
Start
$5,500.00
1
$447.87
$32.33
$102.46
$4,160.95

Total Interest Over Loan Term

$10000

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Mortgage Payment
Calculator
Mortgage Amount
Mortgage Term & Type
Mortgage Term: Length of the mortgage term (ex. 1 year). At end of the term, the mortgage needs to be renewed.

Mortgage Type: Fixed - Interest rate is fixed for the mortgage term. Variable Closed - Interest rate is variable and may fluctuate during the mortgage term.
Interest Rate
Interest rate is assumed to remain constant throughout the mortgage term and amortization period.
Amortization Period
The length of time to pay off the mortgage in full.
Payment Frequency
Semi-Monthly: Semi-monthly payments are calculated as: (monthly payment X 12) ÷ 24. Payments are made twice per month on set dates (ex. 1st & 15th).

Bi-Weekly:
Bi-weekly payments are calculated as: (monthly payment X 12) ÷ 26 weeks. Payments are made every two weeks.

Weekly:
Weekly payments are calculated as: (monthly payment X 12) ÷ 52 weeks. Payments are made every week.
Add additional payments
Payment Amount
Enter the amount you will pay on your mortgage, at the frequency indicated below, in addition to your regularly scheduled mortgage payments.
Payment Frequency
Monthly: One additional mortgage payment each month.
Annually: One additional mortgage payment each year.
Per Payment: One additional mortgage payment with each regularly scheduled mortgage payment.
Your Monthly Payment
$108.88
Balance Start of Term
$300,000.00
Balance End of Term
$263,606.72
Interest Rate: 5 Years
Mortgage Term: 5 Years
Total payments
over mortgage term
$100,126.20
Interest paid
over mortgage term
$100,126.20
Principal paid
over mortgage term
$100,126.20
Year
Principal
+
Interest
=
Payment
Outstanding Balance
Start
$5,500.00
1
$447.87
$32.33
$102.46
$4,160.95

Total Interest Over Loan Term

$10000

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.