Best Rate Guarantee

We know that getting a mortgage or deciding to switch your mortgage can be stressful. It is likely one of the biggest financial decisions you will make.

Which is why we make it simple for you to get Cambrian’s lowest mortgage rate.

All you need to do to get our Best Rate Guarantee is apply for a new or transfer mortgage.  We do the rest.

Here’s how our Best Rate Guarantee works:

1. We lock in our fixed mortgage rate for you as soon as you apply for a mortgage.

When you apply for a new or transfer mortgage, we automatically lock in our current fixed mortgage rate for up to 4 months from your application date.

• If fixed mortgage rates go up after your application date:

  You don’t need to worry because you have a lower fixed rate locked in for up to 4 months

• If fixed mortgage rates go down after your application date:

  When we fund your mortgage, we’ll automatically give you our lowest fixed rate during the maximum 4 months from your application date to the funding or possession date (whichever is earliest). 

2. You always get the lowest rate, no matter how long it takes you to find a home.

If it takes longer than 4 months after you apply to fund your mortgage, no problem. 

• We will look back at our fixed mortgage rates during the last 4-month period before your possession date or mortgage funding date (whichever comes first).
• We will automatically give you our lowest fixed rate during that last 4-month period (for the mortgage term you select).

3. You don’t have to ask. We do it automatically.

All you need to do to get our Best Rate Guarantee is apply for a Cambrian mortgage.