Mortgage Rates

When you switch your mortgage to Cambrian, we cover the following fees:

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Property Valuation Fees

As part of the mortgage transfer, we may require a property value appraisal to establish the value of your home and Cambrian will cover the fees.

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Title Insurance Fees

Cambrian will cover the fees for First Canadian Title (FCT) to protect you in the event of title or land survey issues.  

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Discharge Fees

When you transfer your mortgage, your current financial institution must give up the rights to your property. This is known as “discharging” your mortgage. Cambrian currently covers up to up to a maximum of $300 of discharge fees charged by the other financial institution.

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*Terms and Conditions apply. Based on maximum average of $500 for standard transfer-in appraisals on residential properties located within the City of Winnipeg, standard First Canadian Title (FCT) fee of $515.34, and maximum average of $300 for lender discharge fees. Members are responsible for any prepayment penalties charged by their current financial institution.

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Get mortgage-free faster! Every little bit helps. We love helping you save money with more flexible prepayment options. Choose to pay up to an additional 20% of your original mortgage balance every year, without penalty. Make one lump sum payment or make several smaller payments regularly throughout the year – whichever way works best for you.