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Line Of Credit

Credit that's there when you need it. 

 

With our Accessline of Credit, you can create your own loan when you need it, and only pay interest on what you use. Find out more by talking to a lender at one of our branches.

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How the Accessline of Credit works



Once a line of credit is set up, it allows you to create your own loan at any time - you don’t need to ask your lender every time you need to access the funds. You make the decision when to use the credit and how much to use. You'll only pay interest on the amount you use, so making bigger purchases with your line of credit rather than your credit card can save on interest. 

 

Other credit options

 

  • We also offer overdraft protection that operates like a line of credit on your chequing account.
  • If you want to use a line of credit to contribute to your RRSP, we offer a preferred line of credit.
  • We also offer a special mortgage secured line of credit called the Mortgage Secured Accessline.
Talk to a lender at your local branch to learn more about any of these lending options. 

A line of credit is similar to a credit card where you get a certain credit limit available to you whenever you need it. But a line of credit usually offers a lower interest rate, making it a good option for bigger purchases.