Good Friday
Cambrian Credit Union will be closed on March 29 for Good Friday.
good-friday
New envelope-less Cambrian ATMs
Our new ATMs no longer require envelopes for cash or cheque deposits. To learn more and view the list of new ATM locations, click the link below!
New ATMs
new-envelope-less-cambrian-atms
Notice of AGM
Join us virtually at our 65th Annual General Meeting on April 16th.
Pre-register today.
notice-of-agm
Director Election
Cast your vote for the 2024 Election of Directors today!
Vote today.
election-of-directors

Our Rates

Save with our low mortgage rates and earn higher returns with our competitive savings and GIC rates.

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can subscribe to be notified
when our rates have been updated!

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Mortgage Rates

Mortgage rates apply to residential homes, cottages and qualifying residential rental properties.

*All rates and conditions subject to change without notice.

Residential Mortgages

Special Offer

Mortgage term
Interest rate
3 year fixed special offer
Effective
5.30
%
4 year fixed special offer
Effective
5.20
%
5 Year Fixed Special Offer
Effective
5.05
%
Calculate my payment

Variable Rates

Mortgage term
Interest rate
5 Year Variable Closed Mortgage
The 5 Year Variable Closed Mortgage has a variable interest rate, meaning the rate can fluctuate up or down with changes in economic/market conditions. Your payment amount may change depending on the changes in interest rates.
Effective
Jul 13, 2023
6.25
%
Variable Open Mortgage
The Variable Open mortgage rate is variable, meaning that it can fluctuate up or down with changes in economic conditions/market environment. Your payment amount may change depending on the changes in interest rates.
Effective
Jul 13, 2023
7.20
%
Calculate my payment
Mortgage term
Interest rate
6 Month
Effective
Nov 1, 2023
7.00
%
1 year
Effective
Mar 18, 2024
6.10
%
2 year
Effective
Mar 18, 2024
6.00
%
3 year
Effective
Mar 18, 2024
5.50
%
4 year
Effective
Mar 18, 2024
5.40
%
5 year
Effective
Mar 18, 2024
5.25
%
Calculate my interest

Mortgage Comparison Calculator

Lock in our mortgage rate with Cambrian’s Best Rate Guarantee.

On the date you apply for a Cambrian mortgage, we automatically lock in our current fixed mortgage rates for you, for up to 4 months. If mortgage rates go up while you are house hunting, you are safe because your rate is locked in.

Buying a home or considering switching your mortgage?