Saving & Investing

Whether you're just starting to save or are a seasoned investor, Cambrian can help you out with your investing goals. We offer a variety of investment options, allowing you to choose the option that works best for you.



GICs

 

Out-earn your savings account by investing for a set amount of time. Cambrian offers GICs in terms as short as one year to as long as five years, all with some of the highest interest rates in Canada.

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Mutual Funds

 

Mutual funds give you a way to invest in a wide range of industries and regions through professionally managed funds. This can reduce your risk by diversifying your investments.

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Stocks, Bonds & ETFs

 

If you want to invest your funds in the market with ETFs*, stocks* or bonds*, Credential Securities at Cambrian has a full team of financial advisors available to help you create a portfolio.

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Work with an Advisor

 

Cambrian can help you out with your investing goals. To meet with one of our advisors, call your local branch and ask for a referral.

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Virtual Wealth

 

VirtualWealth** is a simple and convenient digital investing service that provides you with a professionally managed, low-cost portfolio to match your personal financial goals, timeline and risk tolerance.

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Qtrade Investor

 

We have partnered with Qtrade Investor* to provide you with online investing from one of Canada’s best online brokers.

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At Cambrian Credit Union we believe our Investment Philosophy offers benefits to each investor and has five guiding principles:

  1. Each Investor is Unique
    No two investors are alike. Whether we are reviewing members’ future wealth goals, their overall personal risk tolerance, or specific time horizons, we must understand the distinct features of each investor’s situation and objectives. We will provide professional advice and customized investment strategies that best achieve each investor’s unique financial objectives.
  2. Know What You Own & Why You Own It
    Investment education is a vital requirement for the long-term investor. Knowing what you own and why you own it allows you to maintain sound investment disciplines throughout turbulent market conditions and provides an overall improved sense of investment security.
  3. Portfolio Diversification
    Effective diversification within an investor’s portfolio is fundamental to achieving wealth goals. Effective long-term asset allocation that diversifies among a variety of quality investments and held in appropriate account type best positions an investor for achieving success.
  4. Portfolio Consolidation
    The best path towards achieving your wealth goals is to diversify your portfolio, not your advice. By consolidating your investment portfolios under one advisor, you will ensure you are on course to achieving your goals and that your wealth strategies are always in sync with each other.
  5. Long-term Commitment
    Ongoing successful investing includes adjusting for changing needs and objectives over time. By making long-term commitments to our members, we ensure that their investment strategies stay current with their goals and dreams. Please let us know of any life changes that may affect your wealth strategy.

*Online brokerage services are offered through Qtrade Investor. Mutual funds and other securities are offered through Credential Securities. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.

**VirtualWealth is powered by Aviso Wealth, one of Canada’s leading independent financial services providers. Aviso oversees billions in assets under administration and management. It is owned by the provincial credit union Centrals, The Co-operators/CUMIS and Desjardins.