* Cambrian will be closed on Friday September 30 for the National Day for Truth and Reconciliation

Renew or Refinance your Mortgage

Renew or refinance your Cambrian mortgage to continue to take advantage of a low rate, flexible terms & personal advice.

Meet With An Advisor

How do I Renew?

At Cambrian, we make renewing your mortgage quick and simple. You can renew your mortgage anytime within 120 days of your maturity date, penalty-free.

To make things even easier, you can renew your mortgage electronically – no need to come into the branch.

And, we will contact you prior to your maturity date to discuss your renewal options.

Talk to us about renewing your mortgage 
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Try our Mortgage Payment Calculator

See what your payment could be at renewal with our quick and easy Mortgage Payment Calculator.

Mortgage Payment Calculator

What you get with a Cambrian Mortgage


  • Low Mortgage Rate

    At Cambrian, we design all our mortgages specifically for our members in Winnipeg and Selkirk. Which is why we keep our mortgage rates among the lowest in the market. Our focus is on saving you time and money.

  • Pay Off Your Mortgage Faster
    We love helping you save money. Which is why you can choose to pay up to an additional 20% of your original mortgage balance every year, without penalty. Make one lump sum payment or make additional payments throughout the year.
  • Local Expertise
    Our advisors live in and intimately know the Winnipeg and Selkirk markets. They are experts on mortgages in your community.
  • Advice and Care
    Our advisors love helping homeowners just like you save time and money. They will find the best solution for your mortgage renewal or refinance.

Why Refinance?

When refinancing, you are replacing your existing mortgage with a new mortgage that provides you with a better rate and/or mortgage terms. At the same time, you can add higher interest debt to your mortgage to save on interest costs.

Alternatively if you’re planning a large expense such as an extensive home renovation or purchasing a vacation home, refinancing your home to access your home equity can be less expensive than a personal loan. You can borrow up to 80% of the value of your home.

Talk to us about Refinancing 

Resources for Renewing or Refinancing

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How do Mortgage Renewals Work?

Cambrian makes renewing your mortgage hassle-free. Learn all you need to know about renewing your mortgage.

Learn More
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How to Refinance your Mortgage

Refinancing your mortgage is an easy way to tap into your home’s equity to pay for a larger purchase. Here’s how.

Learn More

Ready to Renew or Refinance?


Book Online

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