Winnipeg & Selkirk Neighbourhoods Banner Winnipeg & Selkirk Neighbourhoods Banner

Type of Mortgage

 

Mortgage Offers

Cambrian Variable closed mortgage logo link

Variable closed mortgage rate 2.15%


Save money with our lowest variable rate!


Plus, you can switch to a fixed rate mortgage at any time in the future. The choice is yours.


APPLY ONLINE
It only takes 15 minutes


See full details


Logo Showing Cambrian 2 year fixed mortgage rate - 1.95%

3 year fixed rate 3.50%


Get peace of mind with our low fixed rate!


Get pre-approved at this rate now and get our Best Rate Guarantee.



APPLY ONLINE
It only takes 15 minutes


See full details


Cambrian Variable Open Mortgage Logo 2.45%

Cambrian Variable open rate 3.20%


The flexibility you want, at any time!


Our Variable Open mortgage lets you make changes to your mortgage anytime, without penalty.


APPLY ONLINE
It only takes 15 minutes


See full details


 

How much mortgage can I afford?


Get results in 2 minutes

Try our Mortgage Affordability Calculator


What you get with a Cambrian Mortgage

 

  • Low Mortgage Rate

    At Cambrian, we design all our mortgages specifically for our members in Winnipeg and Selkirk. Which is why we keep our mortgage rates among the lowest in the market. Our focus is on saving you time and money.

  • Quick Approval

    Because we are based in Winnipeg and Selkirk, our team can get your mortgage approved as quickly as you need it. And with our quick 15-minute web application, you can get started right away. 

  • Rate Guarantee

    When you apply for a new or transfer mortgage, we automatically lock in our current fixed mortgage rate for you, for up to 4 months. If it takes longer than 4 months to fund your mortgage, no problem; we’ll automatically give you our lowest fixed rate in the last 4-month period. All you need to do is apply for a Cambrian mortgage. See full details

  • Pay Off Your Mortgage Faster
    We love helping you save money. Which is why you can choose to pay up to an additional 20% of your original mortgage balance every year, without penalty. Make one lump sum payment or make additional payments throughout the year.
  • Local Expertise
    Our advisors live in and intimately know the Winnipeg and Selkirk markets. They are experts on mortgages in the community you’re looking to purchase in.
  • Advice and Care
    Our advisors love helping people just like you become homeowners. Rest assured that they will guide you each step of the way through the financing of your home.


Tips & Tricks for Buying a Home in Winnipeg and Selkirk

Should I choose a fixed or variable mortgage? 
Should I choose a fixed or variable rate mortgage?

Take a deeper look into fixed and variable rate mortgages so you can decide what works best for you.

Learn More
Image of Winnipeg Skyline 
10 Simple Steps to Buying your Home in Winnipeg

Winnipeg is a great place to live. But buying a home can be complicated. Understand the costs of buying a home, what your priorities should be when searching, and why getting a home inspection is so important.

Learn More
Image of Selkirk Bridge 
Guide to Buying a Home in Selkirk: A Step-by-Step Guide

Thinking about buying a home in Selkirk? We know buying a home can be overwhelming. Learn about getting pre-approved, why you should use a Selkirk-based realtor and what to look out for while on the hunt for your home.

Learn More


Explore Winnipeg & Selkirk Neighbourhoods

For more than 60 years Cambrian Credit Union has called Winnipeg and Selkirk home. After countless conversations with members and staff about their homes, we wanted to help you choose your ideal neighbourhood by outlining what it feels like to live in the communities we serve. Looking for beautiful green space, a short commute to downtown or a specific culinary scene? Explore the tree-lined streets of the neighbourhoods where we live and work by clicking the image below.

Fort Garry Website 1080x1080

Fort Garry

Kildonan 1080x1080

Kildonan

Riverheights 1080x1080

River Heights

Seven Oaks Website 1080x1080

Seven Oaks

Waverley Website 1080x1080

South West

StB Website 1080x1080

St. Boniface

St James 1080x1080

St. James

StVital Website 1080x1080

St. Vital

Transcona Website 1080x1080

Transcona

West End Website 1080x1080

West End

Selkirk 1080x1080

Selkirk

Selkirk Website 1335x160 (1)

Selkirk




Answers to your Mortgage Questions

 

 



Ready for a Mortgage?

OR
laptop with swoosh 
OR

Quick 15-Minute Application

Apply Online 
Business-Woman 

Meet with an Advisor

Book Online