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Personal| Mortgages| Mortgage Offers|

Cambrian supports the growth of our Winnipeg and Selkirk communities by providing affordable mortgages, flexible terms and genuine advice, in the true spirit of these great communities where we live and work.

Scroll below to find value-packed mortgage offers, tips and tricks to buying a home in Winnipeg/Selkirk and an insider view of neighborhoods in our community that you may want to call home.

Mortgage Offers

Save money with our lowest variable rate!

Plus, you can switch to a fixed rate mortgage at any time in the future. The choice is yours.

APPLY ONLINE
It only takes 15 minutes

See full details

This mortgage is for a 5-year term. The rate is variable and is subject to change at any time. You can convert to a Cambrian fixed rate mortgage at any time, penalty-free, by choosing a term that is equal to or greater than the length of the term remaining on the Variable Closed Mortgage.

This product is available for residential mortgages and rental income property mortgages.

Save 10 points off our regular posted rate!

Get pre-approved or approved for a new or transfer mortgage before Sept 30 2021 to save big.

APPLY ONLINE
It only takes 15 minutes

See full details

Offer expires Sept 30 2021
Offer available to residential mortgages with minimum balance of $100, 000
Includes new mortgage or transfer-in mortgage for residential home or cottage
Will pay transfer fees for qualifying mortgages transferring from another financial institution
Must fund mortgage by Dec 31 2021 to qualify for Reduced Rate Offer

Reduced Rate is calculated as minus 0.10% off the regular posted 3, 4 or 5-year residential mortgage fixed rate

Reduced Rate will be the lower of:
a) Minus 0.10% off the regular posted 3, 4 or 5-year residential mortgage fixed rate at the date of mortgage pre-approval or approval
(we will hold this rate for you for 120 days from date of pre-approval/approval or until Dec 31 2021, whichever comes first)
or
b) Minus 0.10% off the regular posted 3, 4 or 5-year residential mortgage fixed rate at the date of mortgage funding
Which means if rates are lower when the mortgage is funded, you will get the lower rate, but must fund mortgage by Dec 31 2021 to qualify for Reduced Rate Offer.

Qualifying Rental Income Property mortgages are eligible for Reduced Rate on up to a maximum of 2 properties per individual owner

Rate or Offer is subject to change or cancellation without notice, at the sole discretion of Cambrian Credit Union.
This offer cannot be combined with any other mortgage offer by Cambrian Credit Union.

Rate subject to change

Get your very first mortgage stress-free!

Complete our Home Affordability Calculator now and we’ll hold this fixed rate for you until Dec 31 2021.

HOME AFFORDABILITY CALCULATOR
It only takes 2 minutes

See full details

Exclusive Offer is available only to First Home Buyers that have never owned a home previously.

Must complete our Cambrian Home Affordability Calculator to qualify for Reduced Rate Offer.
Must fund mortgage by Dec 31 2021 to qualify for Reduced Rate Offer.

Reduced Rate is calculated as minus 0.10% off the regular posted 3, 4 or 5-year residential mortgage fixed rate

Reduced rate will be the lower of:
a) Minus 0.10% off the regular posted 3, 4 or 5-year residential mortgage fixed rate at the date you complete the Home Affordability Calculator
(we will hold this rate for you until Dec 31 2021)
or
b) Minus 0.10% off the regular posted 3, 4 or 5-year residential mortgage fixed rate at the date of mortgage funding
Which means if rates are lower when the mortgage is funded, you will get the lower rate
(but must fund mortgage by Dec 31 2021)

Rate or Offer is subject to change or cancellation without notice, at the sole discretion of Cambrian Credit Union.
This offer cannot be combined with any other mortgage offer by Cambrian Credit Union.

Rate subject to change

What you get with a Cambrian Mortgage

Low Mortgage Rate

At Cambrian, we design all our mortgages specifically for our members in Winnipeg and Selkirk. Which is why we keep our mortgage rates among the lowest in the market. Our focus is on saving you time and money.
Rate Guarantee

The housing market in Winnipeg and Selkirk is hot and houses can sell very quickly. That’s why we will hold our fixed mortgage rate for 120 days after you are pre-approved, so you can focus on finding your home, knowing your rate is locked in.
Quick Approval

Because we are based in Winnipeg and Selkirk, our team can get your mortgage approved as quickly as you need it. And with our quick 15-minute web application, you can get started right away.

Pay Off Your Mortgage Faster
We love helping you save money. Which is why you can choose to pay up to an additional 20% of your original mortgage balance every year, without penalty. Make one lump sum payment or make additional payments throughout the year.
Local Expertise
Our advisors live in and intimately know the Winnipeg and Selkirk markets. They are experts on mortgages in the community you’re looking to purchase in.
Advice and Care
Our advisors love helping people just like you become homeowners. Rest assured that they will guide you each step of the way through the financing of your home.

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Tips & Tricks for Buying a Home in Winnipeg and Selkirk

Should I choose a fixed or variable mortgage?

Should I choose a fixed or variable rate mortgage?

Take a deeper look into fixed and variable rate mortgages so you can decide what works best for you.

Learn More

10 Simple Steps to Buying your Home in Winnipeg

Winnipeg is a great place to live. But buying a home can be complicated. Understand the costs of buying a home, what your priorities should be when searching, and why getting a home inspection is so important.

Learn More

Guide to Buying a Home in Selkirk: A Step-by-Step Guide

Thinking about buying a home in Selkirk? We know buying a home can be overwhelming. Learn about getting pre-approved, why you should use a Selkirk-based realtor and what to look out for while on the hunt for your home.

Learn More

Explore Winnipeg & Selkirk Neighbourhoods

For more than 60 years Cambrian Credit Union has called Winnipeg and Selkirk home. After countless conversations with members and staff about their homes, we wanted to help you choose your ideal neighbourhood by outlining what it feels like to live in the communities we serve. Looking for beautiful green space, a short commute to downtown or a specific culinary scene? Explore the tree-lined streets of the neighbourhoods where we live and work by clicking the image below.