Get debt free sooner with a Cambrian PayOff Loan

Wrap all of your debt into one easy monthly payment and save money on interest.

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PayOff Loan

Offer expires August 31, 2022

Special Low Rate

Image of cambrian payoff loan rate 6.99%

Variable Rate

Must be approved between April 4 - August 31, 2022

It only takes 15 minutes

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How can Consolidating your Debt Help?

Getting a Cambrian PayOff Loan means that you are using the loan to pay off your existing debt (credit cards or other). This is also known as a ‘consolidation loan’. There are many benefits to getting a PayOff Loan:

  • Save Thousands of Dollars

    Getting a consolidation loan saves you money because you will be paying off high interest debt (ex: credit card balances) with a personal loan that charges a lower interest rate. This can potentially save you thousands of dollars in interest.

  • Make One Easy Loan Payment

    When you wrap your debt into a consolidation loan, you only need to make one monthly loan payment. Less hassle and less risk of forgetting to make multiple payments by their due date.

  • Get Debt-Free Faster

    With a consolidation loan, you can pay off your debt quicker. As an added bonus, paying off your loan on a set schedule will help improve your credit rating.

  • Get Approved Quickly

    You can get started right away by completing our quick 15-minute loan application. Our team will review your loan application and get back to you within 1 business day.

How much can you save with our PayOff Loan?


Try our PayOff Debt Calculator

Example Interest Rate Savings with a Consolidation Loan

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A Consolidation Loan is used to pay off outstanding debt that carries a higher interest rate, such as credit card balances. Here’s an example:

Meera had 3 credit cards with outstanding balances totaling $25,000.

Credit Card Interest Rate: 19.99%

Monthly Payments: 3 payments totaling $500

Debt to be paid off in: 9 years & 1 month

She paid off her credit cards in full with a $25,000 consolidation loan.

Loan Interest Rate: 6.99%

Loan Payment: 1 payment of $526

Debt will be paid off in: 6 years

Meera will save $21,519 dollars in interest costs and be debt free 3 years sooner!

Use our PayOff Debt Calculator to find out in minutes how you could save interest with a consolidation loan and be debt free quicker.


Answers to your Payoff Loan Questions


Consolidating Debt

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PayOff Loan Contest Winners

Find out who won our $5,000 PayOff Loan contest. Congratulations to our five lucky winners!

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Credit Cards and the Cost of Making Minimum Payments

Paying the minimum payment on your credit card is expensive over the long-term. Learn just how expensive, and how you can save by getting a consolidation loan.

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Enjoy Peace of Mind with Payment Protection


At Cambrian, you can add Payment Protection to your personal loan or line of credit to ensure that your payments continue or that your insured balance is paid off, as the case may be, should your financial situation suffer due to illness, disability or death. Adding this protection gives you peace of mind that you have removed this financial burden from you and your family.

Safeguard yourself with Credit Life, Disability & Critical Illness Payment Protection.

Learn More about Payment Protection


Ready to pay off your debt?

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