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Our Rates
At Cambrian, our goal is to give you the best rates possible, whether you’re looking for a low mortgage or loan rate, or a high savings or investment rate. See below for our rates on:
 
 
Our Best Pricing Policy ensures that the posted rates are the rates you get – no hassle or haggling required. Everyone gets the same great rates, every day.
 
The Unfee has the power to save you! You can bank for free at Cambrian with The Unfee. All you need is a recurring direct deposit, such as a paycheque or pension cheque, and we’ll refund your standard transaction and package service fees every month.
 
Your deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. That means a deposit guarantee without limit on all savings and chequing accounts, GICs, and RRSPs. No need to worry about the security of your savings - your money is safe - guaranteed!

*Please visit your branch for details on our current rates for RESPs.
Chequing
Chequing
Balance Rate Method of Calculation
$0 - $2,999 0.05% On entire balance
$3,000 - $4,999 0.10% On entire balance
$5,000 and over 0.15% On entire balance

*All rates and conditions subject to change without notice.

Savings
Premium Savings/TFSA
Balance Rate Effective
On Entire Balance 1.40% October 1, 2010


Platinum Investment Savings
Balance Rate Method of Calculation
$0 - $4,999 0.05% On entire balance
$5,000 - $9,999 0.10% On entire balance
$10,000 - $24,999 0.15% On entire balance
$25,000 - $49,999 0.20% On entire balance
$50,000 - $99,999 0.25% On this portion
$100,000 - $249,999 0.50% On this portion
$250,000 and over 0.75% On this portion


Business Premium Savings
Balance Rate Effective
On Entire Balance 0.90% October 1, 2010


RRSP & RRIF Variable Rate Deposits
Balance Rate Effective
On Entire Balance 1.40% October 1, 2010

*All rates and conditions subject to change without notice.

Investments
GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
1 Year 1.85% March 12, 2013
2 Year 2.05% March 12, 2013
3 Year 2.20% March 12, 2013
4 Year 2.35% March 12, 2013
5 Year 2.60% March 12, 2013


3 Year Rate Climber GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
Year 1 1.65% March 12, 2013
Year 2 1.90% March 12, 2013
Year 3 2.50% March 12, 2013


5 Year Rate Climber GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
Year 1 1.65% March 12, 2013
Year 2 1.85% March 12, 2013
Year 3 2.10% March 12, 2013
Year 4 2.75% March 12, 2013
Year 5 4.00% March 12, 2013

*All rates and conditions subject to change without notice.

Prime Rate
Prime Rate
  Rate Effective
Prime Rate 3.00% September 9, 2010

*All rates and conditions subject to change without notice.

Residential Mortgages
Residential Mortgages
Mortgage Term Rate Effective
Variable Open Mortgage 2.84% September 9, 2010
6 Month Closed 2.14% March 12, 2013
12 Month Closed 2.34% March 12, 2013
24 Month Closed 2.44% March 12, 2013
36 Month Closed 2.64% March 12, 2013
48 Month Closed 2.74% March 12, 2013
60 Month Closed 2.94% March 12, 2013

*All rates and conditions subject to change without notice.

Exchange Rates
US Currency Exchange Rate (Sell)
Rate Effective
US Currency Exchange Rate (Sell) 1.00100% June 18, 2013


US Currency Exchange Rate (Purchase)
  Rate Effective
US Currency Exchange Rate (Purchase) 1.04100% June 18, 2013
*All rates and conditions subject to change without notice.



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