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Our Rates
At Cambrian, our goal is to give you the best rates possible, whether you’re looking for a low mortgage or loan rate, or a high savings or investment rate. See below for our rates on:
 
 
Our Best Pricing Policy ensures that the posted rates are the rates you get – no hassle or haggling required. Everyone gets the same great rates, every day.
 
You can bank for free at Cambrian! When your total of all loans, mortgages, and deposits with us adds up to $30,000 or more, we’ll refund most of your monthly service charges.
 
Your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation of Manitoba. That means a deposit guarantee without limit on all savings and chequing accounts, GICs, and RRSPs. No need to worry about the security of your savings - your money is safe - guaranteed!
Chequing
Chequing
Balance Rate Method of Calculation
$0 - $2,999 0.05% On entire balance
$3,000 - $4,999 0.10% On entire balance
$5,000 and over 0.15% On entire balance

*All rates and conditions subject to change without notice.

Savings
Premium Savings/TFSA
Balance Rate Effective
On Entire Balance 1.25% September 11, 2009


Platinum Investment Savings
Balance Rate Method of Calculation
$0 - $4,999 0.05% On entire balance
$5,000 - $9,999 0.10% On entire balance
$10,000 - $24,999 0.15% On entire balance
$25,000 - $49,999 0.20% On entire balance
$50,000 - $99,999 0.25% On this portion
$100,000 - $249,999 0.50% On this portion
$250,000 and over 0.75% On this portion


Business Premium Savings
Balance Rate Effective
On Entire Balance 0.75% September 11, 2009


RRSP & RRIF Variable Rate Deposits
Balance Rate Effective
On Entire Balance 1.25% September 11, 2009

*All rates and conditions subject to change without notice.

Investments
GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
1 Year 1.85% August 5, 2010
2 Year 2.25% August 5, 2010
3 Year 2.50% August 5, 2010
4 Year 2.65% August 17, 2010
5 Year 3.15% August 17, 2010


3 Year Rate Climber GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
Year 1 1.65% August 5, 2010
Year 2 2.00% August 5, 2010
Year 3 3.50% August 5, 2010


5 Year Rate Climber GIC/RRSP/RRIF/TFSA
Term (Minimum $1,000) Rate Per Annum Effective
Year 1 1.65% August 5, 2010
Year 2 1.90% August 5, 2010
Year 3 2.75% August 5, 2010
Year 4 3.50% August 17, 2010
Year 5 5.25% August 17, 2010

*All rates and conditions subject to change without notice.

Prime Rate
Prime Rate
  Rate Effective
Prime Rate 3.00% September 9, 2010

*All rates and conditions subject to change without notice.

Residential Mortgages
Residential Mortgages
Mortgage Term Rate Effective
Variable Mortgage Rate 2.84% September 9, 2010
6 Month Closed 3.09% August 5, 2010
12 Month Closed 3.19% August 5, 2010
24 Month Closed 3.39% August 5, 2010
36 Month Closed 3.59% August 5, 2010
48 Month Closed 3.69% August 17, 2010
60 Month Closed 3.79% August 17, 2010

*All rates and conditions subject to change without notice.

Exchange Rates
US Currency Exchange Rate (Sell)
Rate Effective
US Currency Exchange Rate (Sell) 1.01100% September 9, 2010


US Currency Exchange Rate (Purchase)
  Rate Effective
US Currency Exchange Rate (Purchase) 1.05100% September 9, 2010
*All rates and conditions subject to change without notice.



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