Guaranteed Investment Certificates (GICs) are fixed rate investments. This means that at the time of investment you’ll know exactly how much interest you’ll earn on your deposit.

• Interest can be paid out monthly, quarterly, semi-annually or annually
• Available for one to five year terms
• Non-redeemable prior to maturity
• Maturity notices mailed just prior to maturity
• Best Pricing Policy ensures that you receive some of the highest interest rates across Canada
• 100% Deposit Guarantee means that all dollars on deposit with Cambrian Credit Union are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba
• All GICs are RRSP, RRIF and TFSA eligible

Account Options:

• Guaranteed Investment Certificates (GIC): GICs require a minimum deposit of $1,000
• Registered Retirement Savings Plans (RRSP): RRSP term deposits require a minimum balance of $1,000
• Tax-Free Savings Accounts (TFSA): TFSA term deposits require a minimum balance of $1,000
• Fat Cat and Cambrian Connect GICs: Term deposits available for a minimum balance of $100 for Fat Cat and Cambrian Connect members - all members 22 years old or younger
• Registered Retirement Income Funds (RRIF): RRIF term deposits require a minimum balance of $500

We also have a variety of savings vehicles available to assist your long-term savings needs.

• Premium Savings Account
• Variable TFSA
• Variable RRSP