At Cambrian, your investments matter and you will always have the peace of mind knowing you have a team committed to ensure your investment and saving solutions are matched to fit your unique objectives.

 

While we know many of our members share common goals, we also recognize that no two members are alike. That is why Cambrian makes available a full array of investment solutions – from our fully guaranteed, no risk savings & term deposits, made available through our hassle-free pricing pledge; to a full array of market based investments made available through our investment specialists. We are here to help find the investment solution that is right for you.

 

Investment Options Include:

Premium Saving

 

Cambrian's Premium Savings Account is one of the simplest ways to save money with a highly competitive, daily interest savings return. While your savings grow, you have complete access to all your money with the additional assurance that your savings are 100% guaranteed by the Credit Union Deposit Guarantee of Manitoba.

 

 

Cambrian's Guaranteed Investment Certificates (GIC) are a great way for you to receive among some of the best interest rates available.  All Cambrian GICs come in a variety of terms and are available for both Registered (i.e. RRSP & RRIF) and Non-Registered savings. Check out our current GIC rates.

 

Registered Retirement Savings (RRSPs & RRIFs)

 

Registered Retirement Savings Plans (RRSPs) are a great way to save for two reasons: one, you are saving tax deferred for your retirement dreams; and two, you are generating a tax saving today with current contributions to your retirement savings plan.  When you are ready to begin drawing on your RRSP, you can convert these savings to a Cambrian Registered Retirement Income Fund (RRIF), which has the flexibility to tailor the income you will receive throughout your retirement.

 

All Registered Retirement Savings can be made within either a variable plan (Premium Savings) or invested within a variety of fixed-terms (GICs).  All contributions can be made throughout the year by pre-authorized contributions or through one-time annual contributions.  A full range of other market investments are also available for RRSPs and RRIFs through Cambrian's knowledgeable investment specialists.

 

 

 

Cambrian's Tax-Free Savings Accounts (TFSAs) are a great way to save and earn among the best interest rates available tax-free! Eligible Canadians are able to contribute up to $5,000 each year to a TFSA and never pay tax on interest earned within these accounts.  Like other registered savings, TFSAs are available in either a variable plan (Premium Savings), or can be invested in a variety of fixed-terms (GICs).

 

If you are looking to invest beyond traditional savings products, Cambrian offers a wide array of mutual funds and market investment solutions through our partnership with Credential Securities Inc.  and Credential Asset Management.

 

Our investment specialists are available to help you navigate through all your investment options and to develop an investment strategy that is diversified and tailored to meet your unique circumstances -- simplifying your decision-making and helping you achieve your longer-term investment goals.

 

 

Looking to take control of your own investment portfolio? Cambrian offers you the online tools necessary for the self-serve investor through our partnership with Credential Direct. With a Credential Direct online brokerage account, you can manage your own investments whenever you want from the comfort of home.

Credential Direct, is one of Canada's leading discount brokerage firms, providing you a simple, secure and affordable way to invest online.

 

Whatever you’re investing for - retirement, a new home, or your child’s education - Cambrian can help you plan for your future.  Whatever your goal, we'll help you reach it.