Victoria Day
Cambrian Credit Union will be closed on May 20 for Victoria Day.
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New envelope-less Cambrian ATMs
Our new ATMs no longer require envelopes for cash or cheque deposits. To learn more, click the link below!
New ATMs
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Renew your mortgage early

Save money with our Early Renewal Offer.  
And do it all online. It’s that simple.

Save money with our Early Renewal Rate Offer.

Renew your mortgage before your maturity date and save money!

Save 0.10% off our regular posted 3, 4 or 5 year fixed mortgage rate when you renew 30 - 120 days before your mortgage matures.

Early Renewal Rate Offer expires at 30 days before your mortgage maturity date.

For example, with a $350,000 mortgage, renewing early at a rate of 5.00% (0.10% off our 5 year fixed rate of 5.10%) equals an interest savings of approximately $1,680 over the 5 year term.

Lock in your Early Renewal Rate anytime between 30 - 120 days prior to maturity.

You choose which Early Renewal Rate option you want to lock in, either:

a) Rate in effect at 120 days prior to maturity
Calculated as our regular posted 3, 4 or 5 year fixed mortgage rate at 120 days before your mortgage maturity date minus 0.10%

We will hold this rate for you until the early renewal offer expires 30 days prior to your mortgage maturity date.

OR

b) Rate in effect on date of early renewal
Calculated as our regular posted 3, 4 or 5 year fixed mortgage rate on the date that you early renew your mortgage minus 0.10%.

The Early Renewal Rate offer expires at 30 days prior to your mortgage maturity date.

Additional Details

Early Renewal Offer only applies to qualifying maturing Cambrian mortgages that are within 30 - 120 days of their maturity date.

  • Must have minimum maturing balance of $100,000 to qualify for Early Renewal Offer.
  • Residential mortgages that are delinquent or have deferred payments at renewal are excluded from the offer.
  • Residential Rental Mortgages & Commercial Mortgages are excluded from the offer.

Early Renewal Offer cannot be combined with any other Cambrian mortgage offers. No rate adjustments will be allowed after the early renewal is processed.

Renew online.

At Cambrian, we make what you may consider complicated, like renewing a mortgage, simple.

For example, you can renew your mortgage without having to come into a branch. You can book a meeting online to meet with an advisor via video or phone, choose your mortgage renewal option and electronically sign the documents sent to you via email.

Have questions about your renewal? Book a meeting with one of our advisors and we’ll be happy to help.

“Very quick and convenient way of renewing a mortgage online, and very pleasant interaction with my Cambrian advisor. Thank you!”

Ann

experience with Cambrian’s online mortgage renewal

five stars
5

How do I accept my Early Renewal Offer?

Step 1:
Review your Early Renewal Offer email or letter

Approximately 120 days prior to maturity, Cambrian will send you an email or letter with the details of your Early Renewal Offer.

Step 2:
Book a meeting online

Book a meeting online with an advisor to review your mortgage renewal options. We can meet via video, phone or in person.

Step 3:
Sign the documents

If you chose to renew your mortgage online, you will electronically sign the documents we sent you via email.

If you booked an in person meeting, you will sign the documents when you are in the branch.